Dubai off-plan from $1M. What you pay, and when.

Brochures show the price. They rarely show the schedule. Below are two real payment plans on the table this month, line by line.

You see the cash you need at booking, during construction and at handover, before you speak to anyone.

40/60 and 50/50 plans · handover 2029 to 2030 · 4% DLD at registration

Indicative only. Prices, plans and offers come from the developers and change without notice. I confirm the current figures for your unit when you enquire.

I'm Diana. Tell me your budget and timeline and I'll send what fits this month.

See what fits my budget

5%to book on a 40/60 plan

60%due at handover on that plan

4%DLD fee, waived on selected offers

AED 2MGolden Visa property threshold

Two plans, this month

Project	Entry price	Plan	Handover
Nine Collective, Wasl 1 215 residences, one tower	2 bed from AED 4.4M (about $1.2M)	40/60 5% to book	30 Apr 2030 (tentative)
Moringa Mansions 38 villas only	5 bed mansion AED 39.2M (about $10.7M)	50/50 10% to book	25 Apr 2029

A real schedule, in cash

Nine Collective, 2 bedroom at AED 4.4M on the 40/60 plan:

When	Share	Amount
At booking	5%	AED 220,000
DLD registration	4%	AED 176,000
Every six months, Jan 2027 to Jan 2030 (7 payments)	5% each	AED 220,000 each
At handover, Apr 2030 (tentative)	60%	AED 2,640,000

So you commit about AED 396,000 up front, and you need AED 2.64M ready at handover, in cash or by mortgage.

What it costs beyond the price

The 4% DLD fee is paid at registration, not at handover. On some offers the developer covers it. Moringa Mansions carries a 4% DLD waiver on its current offer.
Service charges start after handover and vary by project. As a guide, villas run about AED 3 to 5 per sq ft and apartments about AED 18 to 25 per sq ft. Nine Collective is quoted at about AED 28.5 per sq ft.
If you finance the handover payment, add bank and valuation costs.

What can go wrong

Handover dates move. Even the developer calls its own date tentative.
A 60% payment at handover is a large single call on your cash. Plan it now, not in 2030.
Selling before handover depends on the developer's rules and on how much you have paid.

My job is to test the plan against your cash flow before you sign, not after.

Golden Visa

The property threshold is AED 2M. The rules changed in 2026, so I check your case against the current DLD position before you commit.

See what fits my budget

Tell me what you need

Seven taps and your details. I reply with the plans that fit your budget and timeline. No obligation.

Diana Dias, RERA certified advisor (BRN 5746). 20+ years in Dubai real estate.

Invest Dubai Insight by eXp Realty. Prices, payment plans, dates and offers are supplied by developers, are subject to availability and can change without notice. This page is information only. It is not an offer, a contract or financial advice.